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A report released by Georgetown Law's Workplace Flexibility 2010 and the Berkeley Center on Health, Economic & Family Security (Berkeley CHEFS) outlining a blueprint for establishing and financing a new national insurance program to provide wage replacement for time off for health and caregiving needs. The report describes the need among working Americans for time off from work to address personal illness, to care for a new child, or to care for a loved one with a serious illness. It argues that the need for time off is no longer an issue for individual families or select industries, but a national priority that has major social and economic implications. Family Security Insurance, the national insurance program proposed in the report, would fundamentally reform social policy to address workers' critical needs, and, at the same time, spread the cost fairly, protect the deficit, and keep people working.